[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.vkolonce.cz\/ktera-pujcka-je-ta-prava\/#Article","mainEntityOfPage":"https:\/\/www.vkolonce.cz\/ktera-pujcka-je-ta-prava\/","headline":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","name":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","description":"Ka\u017ed\u00fd z n\u00e1s pot\u0159ebuje alespo\u0148 n\u011bjak\u00e9 pen\u00edze. A to v takov\u00e9m mno\u017estv\u00ed, aby se mu za n\u011b poda\u0159ilo aspo\u0148 norm\u00e1ln\u011b vy\u017e\u00edt, tedy po\u0159\u00eddit si p\u0159inejmen\u0161\u00edm to, co je k norm\u00e1ln\u00edmu lidsk\u00e9mu \u017eivotu zapot\u0159eb\u00ed. Ka\u017ed\u00fd z n\u00e1s pot\u0159ebuje pen\u00edze, aby jimi financoval v\u0161echno to, co pot\u0159ebuje, co si ale nen\u00ed schopen","datePublished":"2020-12-20","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.vkolonce.cz\/author\/#Person","name":"","url":"https:\/\/www.vkolonce.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"vkolonce.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.vkolonce.cz\/wp-content\/uploads\/art393885_1x1_20260811_120728_ftC1Ox.jpg","url":"https:\/\/www.vkolonce.cz\/wp-content\/uploads\/art393885_1x1_20260811_120728_ftC1Ox.jpg","height":0,"width":0},"url":"https:\/\/www.vkolonce.cz\/ktera-pujcka-je-ta-prava\/","about":["Pen\u00edze"],"wordCount":442,"articleBody":"        Ka\u017ed\u00fd z n\u00e1s pot\u0159ebuje alespo\u0148 n\u011bjak\u00e9 pen\u00edze. A to v takov\u00e9m mno\u017estv\u00ed, aby se mu za n\u011b poda\u0159ilo aspo\u0148 norm\u00e1ln\u011b vy\u017e\u00edt, tedy po\u0159\u00eddit si p\u0159inejmen\u0161\u00edm to, co je k norm\u00e1ln\u00edmu lidsk\u00e9mu \u017eivotu zapot\u0159eb\u00ed. Ka\u017ed\u00fd z n\u00e1s pot\u0159ebuje pen\u00edze, aby jimi financoval v\u0161echno to, co pot\u0159ebuje, co si ale nen\u00ed schopen s\u00e1m s nasazen\u00edm vlastn\u00edch sil po\u0159\u00eddit a co si tedy mus\u00ed kupovat od ostatn\u00edch. Av\u0161ak navzdory t\u00e9to pot\u0159eb\u011b nejednou dojde k tomu, \u017ee \u010dlov\u011bk shled\u00e1, \u017ee s t\u00edm, co m\u00e1, v\u0161echno pot\u0159ebn\u00e9 nezaplat\u00ed. Prost\u011b nem\u00e1 tolik pen\u011bz, kolik by bylo pot\u0159eba k uspokojen\u00ed jeho pot\u0159eb vynalo\u017eit. Je to nemil\u00e1 situace, ka\u017ed\u00fd by se tomu nejrad\u011bji vyhnul, ale p\u0159esto na leckoho takov\u00e1 finan\u010dn\u00ed t\u00edse\u0148 dolehnout m\u016f\u017ee. A kdy\u017e u\u017e se tak stane, b\u00fdv\u00e1 nejednou tou posledn\u00ed nad\u011bj\u00ed, jak takov\u00e9 probl\u00e9my zvl\u00e1dnout, p\u016fj\u010dka. D\u00edky n\u00ed se toti\u017e d\u00e1 p\u0159ij\u00edt k pen\u011bz\u016fm i tehdy, kdy\u017e si je n\u011bkdo zrovna nevyd\u011bl\u00e1, d\u00edky n\u00ed lze platit i tehdy, kdy\u017e by \u010dlov\u011bk takovou mo\u017enost nem\u011bl m\u00edt. Zkr\u00e1tka se oslov\u00ed n\u011bjak\u00e1 ta finan\u010dn\u00ed instituce, \u010dlov\u011bk si v n\u00ed po\u017e\u00e1d\u00e1 o p\u016fj\u010den\u00ed n\u011bjak\u00fdch t\u011bch finan\u010dn\u00edch prost\u0159edk\u016f, a kdy\u017e je mu osudem p\u0159\u00e1no, je po probl\u00e9mu.  Ale co kdy\u017e doty\u010dn\u00e9mu osud nep\u0159eje? Co kdy\u017e tento sice za\u017e\u00e1d\u00e1, ale nen\u00ed pova\u017eov\u00e1n za bonitn\u00edho a tedy neusp\u011bje? Pak je tu na\u0161t\u011bst\u00ed po\u0159\u00e1d je\u0161t\u011b nebankovn\u00ed hypot\u00e9ka Hypoteka-bez-registru.net, d\u00edky n\u00ed\u017e se dostane k pot\u0159ebn\u00fdm pen\u011bz\u016fm i ten, komu by nikde jinde \u0161t\u011bst\u00ed nep\u0159\u00e1lo. U takov\u00e9 nebankovn\u00ed hypot\u00e9ky toti\u017e maj\u00ed \u0161anci usp\u011bt i ti, jim\u017e by nikde jinde nebyl osud p\u0159\u00edzniv\u011b naklon\u011bn. D\u00edky nemovitosti, je\u017e se tu d\u00e1v\u00e1 do z\u00e1stavy, toti\u017e odpad\u00e1 nutnost kl\u00e1st na \u017eadatele p\u0159emr\u0161t\u011bn\u00e9 po\u017eadavky, co se prokazov\u00e1n\u00ed jejich bonity t\u00fdk\u00e1. A proto tu usp\u011bj\u00ed i ti, kdo maj\u00ed hloub\u011bji do kapsy, kdo si m\u00e1lo vyd\u011bl\u00e1vaj\u00ed a maj\u00ed t\u0159eba i z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, exekuce a podobn\u011b. A tak mohou \u017e\u00edt jako lid\u00e9 i ti, kdo moment\u00e1ln\u011b nemaj\u00ed pen\u00edze. Sta\u010d\u00ed, kdy\u017e si tito vezmou zm\u00edn\u011bnou hypot\u00e9ku.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kter\u00e1 p\u016fj\u010dka je ta prav\u00e1?","item":"https:\/\/www.vkolonce.cz\/ktera-pujcka-je-ta-prava\/#breadcrumbitem"}]}]